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7 Fieldstone Ridge, Cold Spring (Philipstown), NY, 10516 | $4,950
Welcome to your idyllic retreat in the heart of nature, where the charm of yesteryear meets modern comfort. Nestled in a private community, this picturesque lodge offers a serene escape with lake views and exclusive lake access while still being less than 90 minutes from Grand Central Station. Step inside to discover the warm embrace of rustic charm, where exposed wooden beams and a stone fireplace create a cozy ambiance. The main level features two bedrooms, including a primary bedroom with an en suite bathroom. An additional bonus room adds the perfect spot for a home office or a space for guests. Ascend to the loft, a versatile area that could serve as a charming reading nook, meditation space, or whatever you need. This lovely home can be rented, furnished, or unfurnished. The charm of this home extends way beyond its walls, as the private community offers security and exclusivity. Immerse yourself in the natural beauty that surrounds this lodge, with swimming, kayaking, paddle boarding, fishing, hiking, snowshoeing, ice skating, and more. Whether you're a water enthusiast or simply seeking a quiet moment by the shore, this property offers a myriad of ways to connect with the natural beauty that envelops you. Imagine mornings spent sipping coffee on your porch, gazing out over the water, or evenings around a fire sharing stories with loved ones. This home is not just a dwelling; it's an invitation to embrace a lifestyle where every day feels like a retreat and memories are made against a backdrop of nature's beauty.
Features
- Type: Single Family
- Town: Cold Spring
- Amenities: Lake Association
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Style: Single Family, Log
- Year Built: 1940
- Garage: 1-car Attached
- Heating: Oil, Baseboard, Hot Water
- Cooling: Window Unit(s)
- Basement: Partially Finished, Unfinished
- Approx Sq. Feet: 1,583
- Acreage: 0.84
- Lot Desc: Historic District, Part Wooded, Near Public Transit, Private
- View: Mountain(s), Panoramic, Lake
- Water Front: Yes
- Elem. School: Haldane Elementary/Middle School
- High School: Haldane High School
- School District: Haldane
- Pet Policy: Call
- Appliances: Dishwasher, Dryer, Microwave, Oven, Washer
- MLS#: H6322529
- Days on Market: 98 days
- Website: https://www.raveis.com
/prop/H6322529/7fieldstoneridge_coldspring_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
7 Fieldstone Ridge, Cold Spring (Philipstown), NY, 10516
$4,950
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $3,960 | $3,960 | $3,960 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $27 | $26 | $34 |
| Total Monthly Payment | $102 | $101 | $109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535