Seller offering Buyers up to $10, 000 in Closing Costs Concessions with Acceptable Offer. Welcome to this beautiful concrete block single-story home featuring 4 bedrooms & 3 full bathrooms, in quaint Palm Coast. This open floor plan with a split bedroom layout ensures privacy & convenience, with the master bedroom separated from the other rooms. Enjoy the flex room which is perfect for a home office or playroom & a formal dining room for entertaining family & friends. There is crown moulding, LVP & tile throughout the main living areas. The master bedroom has LVP and there are plantation shutters throughout the whole home that offers style & functionality. Additional features include attic stairs for easy access to storage & a 3-car garage for plenty of space for your vehicles. A fenced yard for privacy & security, & a storage shed for extra belongings. The property also has a shallow well for manual irrigation, a water softener & an extended screen lanai that is perfect for relaxing or entertaining guests. Exterior of the home was painted 2 years ago & Water Heater & Garbage Disposal were updated in 2024. Are you ready to call this home?
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,390 | $2,387 | $3,080 |
Total Monthly Payment | $2,465 | $2,462 | $3,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.