Under contract-accepting backup offers. **Assumable FHA Mortgage at 2. 625%!** Welcome to your new dream home in Gated Lake Talia! With over 2, 700 square feet this beautiful single-story, open floor plan, fully automated Smart Home features 4-bedrooms, 3-bathrooms, a separate den and office, large Florida Room, huge swimming pool and a 3-car garage. Enter the home into the foyer w/decorative tile entrance then step into the spacious formal living and dining rooms with 12’ ceilings, crown molding and sliders to the Florida Room. To your right is the oversized Master Bedroom w/crown molding, sliders to the Florida Room, bench seating area and separate his and hers closets. Stunning Master Bathroom features enormous vanity w/granite countertops and makeup area, dual sinks, garden jacuzzi tub, large shower stall and separate water closet w/2 windows for loads of natural light. Off the Master Suite is also a dedicated office with two entrances. From the formal living/dining rooms follow the flow of the home into the family room/kitchen area. The spacious family room features cherry hardwood floors, 12’ ceilings and double slider doors out to the Florida Room. The gorgeous kitchen features wood cabinets w/crown molding and granite countertops w/loads of counterspace, matching granite backsplash, long breakfast bar, stainless steel appliances, built-in desk and large walk-in pantry. There is also a breakfast nook great for everyday meals and a laundry room w/room for full-size washer/dryer and utility sink. The split floor plan finds bedrooms 2/3 and bathroom-2 on the left side of the home and in the rear of the home is bedroom-4 and bathroom-3 which also functions as the pool bath w/access outside to the pool deck. The rear of the home also features a separate den ideal for a second home office/study area/craft room it’s up to you. This home also features a large 21x16 Florida room w/real windows and screens for year-round enjoyment. Step outside to the home’s newest feature an enormous heated, salt-water swimming pool added in 2021. This amazing pool features a screened enclosure, pavered pool deck, sun shelf, LED lighting, water features, fully automated operating system and plenty of deck space for sunbathing. The entire backyard has a newer vinyl fence with plenty of room to roam. Sale also includes a HomeSeer home automation system which can control every device in the home ($5K value) which is fully transferrable to the new owners. Some of the homes additional features include; all lights have dimmer switches, new AC in 2018, solar water heater, front loader washer/dryer included, speaker system throughout the home, Ring doorbell, Nest Thermostat, pavered driveway, front walk and covered front porch, Rachio controlled irrigation system, custom landscaping and rain gutters. Gated Lake Talia is a secure, quiet community in a great location w/a community playground, pavilion, basketball court and lake w/fishing permitted and is near highly rated schools, shops, restaurants and an easy commute to Tampa and TIA. Lake Talia has no CDD and a low HOA.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $472,000 | $472,000 | $472,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $470 | $470 | $470 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,220 | $3,137 | $4,015 |
Total Monthly Payment | $3,782 | $3,699 | $4,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.