20721 Auburn Leaf TRAIL, Land O Lakes, FL, 34638 | $590,000

Under contract-accepting backup offers. **Assumable FHA Mortgage at 2. 625%!** Welcome to your new dream home in Gated Lake Talia! With over 2, 700 square feet this beautiful single-story, open floor plan, fully automated Smart Home features 4-bedrooms, 3-bathrooms, a separate den and office, large Florida Room, huge swimming pool and a 3-car garage. Enter the home into the foyer w/decorative tile entrance then step into the spacious formal living and dining rooms with 12’ ceilings, crown molding and sliders to the Florida Room. To your right is the oversized Master Bedroom w/crown molding, sliders to the Florida Room, bench seating area and separate his and hers closets. Stunning Master Bathroom features enormous vanity w/granite countertops and makeup area, dual sinks, garden jacuzzi tub, large shower stall and separate water closet w/2 windows for loads of natural light. Off the Master Suite is also a dedicated office with two entrances. From the formal living/dining rooms follow the flow of the home into the family room/kitchen area. The spacious family room features cherry hardwood floors, 12’ ceilings and double slider doors out to the Florida Room. The gorgeous kitchen features wood cabinets w/crown molding and granite countertops w/loads of counterspace, matching granite backsplash, long breakfast bar, stainless steel appliances, built-in desk and large walk-in pantry. There is also a breakfast nook great for everyday meals and a laundry room w/room for full-size washer/dryer and utility sink. The split floor plan finds bedrooms 2/3 and bathroom-2 on the left side of the home and in the rear of the home is bedroom-4 and bathroom-3 which also functions as the pool bath w/access outside to the pool deck. The rear of the home also features a separate den ideal for a second home office/study area/craft room it’s up to you. This home also features a large 21x16 Florida room w/real windows and screens for year-round enjoyment. Step outside to the home’s newest feature an enormous heated, salt-water swimming pool added in 2021. This amazing pool features a screened enclosure, pavered pool deck, sun shelf, LED lighting, water features, fully automated operating system and plenty of deck space for sunbathing. The entire backyard has a newer vinyl fence with plenty of room to roam. Sale also includes a HomeSeer home automation system which can control every device in the home ($5K value) which is fully transferrable to the new owners. Some of the homes additional features include; all lights have dimmer switches, new AC in 2018, solar water heater, front loader washer/dryer included, speaker system throughout the home, Ring doorbell, Nest Thermostat, pavered driveway, front walk and covered front porch, Rachio controlled irrigation system, custom landscaping and rain gutters. Gated Lake Talia is a secure, quiet community in a great location w/a community playground, pavilion, basketball court and lake w/fishing permitted and is near highly rated schools, shops, restaurants and an easy commute to Tampa and TIA. Lake Talia has no CDD and a low HOA.

Features

  • Amenities: Basketball Court, Park, Playground
  • Rooms: 13
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2008
  • Garage: 3-car Driveway, Garage Door Opener, Split Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,751
  • Acreage: 0.23
  • Est. Taxes: $5,641
  • HOA Fee: $289 Quarterly
  • Lot Desc: Sidewalk
  • Elem. School: Connerton Elem
  • Middle School: Pine View Middle-PO
  • High School: Land O' Lakes High-PO
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Solar Hot Water Owned, Touchless Faucet, Washer
  • MLS#: T3543135
  • Days on Market: 74 days
  • Website: https://www.raveis.com
    /prop/T3543135/20721auburnleaftrail_landolakes_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/12/2024 3:47:07 PM)
Listing courtesy of TAMPA BAY PREMIER REALTY   Phone: 813-968-8231

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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20721 Auburn Leaf TRAIL, Land O Lakes, FL, 34638

$590,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $472,000 $472,000 $472,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.412%
Monthly Tax Payment $470 $470 $470
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,220 $3,137 $4,015
Total Monthly Payment $3,782 $3,699 $4,577

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.