Under contract-accepting backup offers. Charming 2 BR, 2 BA Home in 55+ Highland Lakes Community
Discover this beautifully maintained 2-bedroom, 2-bathroom home tucked away in the desirable Highland Lakes 55+ community. Featuring an expanded primary bedroom and an enclosed Florida room, this home overlooks a lushly landscaped private backyard, offering tranquility and privacy.
Living and Dining Areas:
* The 11x14 living room boasts wood laminate flooring, a neutral color palette, and a picture window that floods the space with natural light.
* Adjacent to the living room, the dining room features wood laminate flooring, a large picture window, and a ceiling fan with a light kit. The dining room seamlessly flows into the kitchen.
Kitchen:
* The kitchen is a chef's delight with wood laminate flooring, rich tile countertops, and wood cabinets, providing plenty of counter and storage space. A dual basin sink sits below a window, and sliding glass doors in the breakfast area open to the Florida room.
Florida Room:
* The enclosed Florida room, with wall-to-wall windows, a ceiling fan, and French doors leading to the backyard, is perfect for enjoying the scenic views year-round.
Bedrooms and Bathrooms:
* The primary bedroom features wood laminate flooring, a ceiling fan, an expanded closet area, and an ensuite bath with ceramic tile flooring, a mirrored vanity with tile countertops, storage, and a tub with a shower.
* Bedroom 2, measuring 11x14, offers wood laminate flooring, a built-in closet, muted tones, and a ceiling fan with a light kit.
* The second bathroom includes ceramic tile flooring, a mirrored vanity with tile countertops, a downlight fixture, and a walk-in shower.
Outdoor and Additional Features:
* Enjoy the private backyard with a 13x13 patio, perfect for outdoor relaxation and entertaining.
* The home includes a 20x13 garage.
* Washer/Dryer in the garage
* Recent updates include new electrical (2024), AC (September 2023), roof (2021), and windows (approx. 2014). Hurricane shutters provide additional peace of mind.
Community Amenities:
* As part of the Highland Lakes master association, residents have access to three executive golf courses, a resort-style pool, and a clubhouse offering a variety of activities and clubs.
* Enjoy tennis, pickleball, bocce, and shuffleboard courts, a wood shop, pottery, and an arts and crafts studio, as well as an auditorium hosting shows and concerts.
* A second clubhouse on Tarpon Lake features two pontoon boats available for member use.
Location:
* Conveniently close to shopping, dining, medical facilities, parks, and beaches, this home is situated in a quiet neighborhood perfect for relaxation and outdoor enjoyment.
Annual Costs:
* Homeowner’s insurance: $1800
* Electric: $1355
* Water: $599
* Taxes: $1165
Don't miss the opportunity to make this charming Highland Lakes home your own!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $101 | $101 | $101 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,580 | $1,580 | $2,055 |
Total Monthly Payment | $1,756 | $1,756 | $2,231 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.