Welcome to your dream home in the heart of Valley Stream, where comfort and convenience meet elegance on an oversized Lot Size **124x152** beautifully landscaped property. Close to supermarkets and walking distance to the bus stop. This move-in-ready Cape Cod gem boasts gleaming hardwood floors and a meticulously maintained brick exterior. The home features a spacious finished basement, perfect for entertaining, and an abundance of storage options. Step outside to discover your private retreat-an inviting rear patio ideal for summer BBQs, a fenced yard with a Huge space for dog run area. This home has been seasoned with love and care, ensuring a warm and welcoming atmosphere. With an enclosed porch offering additional flexibility and a well-appointed kitchen featuring gas cooking, this residence caters to a variety of lifestyles. The property is located in the charming community of Valley Stream, providing you with local amenities, top-rated schools, and easy access to transportation. Well-maintained and ready for new owners, this home is a rare find that promises a worry-free move-in experience. Act quickly-properties of this caliber attract swift interest. Your new chapter begins here!
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,999 | $559,999 | $559,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $789 | $789 | $789 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,726 | $3,722 | $4,723 |
Total Monthly Payment | $4,607 | $4,603 | $5,604 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.