Welcome to your dream home in the sought-after Bayside Terrace community of Oldsmar! This newer, spacious almost 1900 sq. ft. 2-bedroom townhouse with a HUGE LOFT/BONUIS SPACE offers a perfect blend of comfort, style, and convenience. The idyllic location provides easy access to amenities, parks, shopping, dining and more, with serene water views adding tranquility to your everyday life. Step inside to discover a modern kitchen featuring elegant white shaker cabinets paired with luxurious quartz countertops, a large walk-in pantry, and stainless steel appliances that are only 5 years old. Stylish tile floors flow throughout, offering durability and easy maintenance. The main level boasts cathedral ceilings, while the bedrooms feature elegant coffered ceilings. The upstairs split floor plan includes two master bedrooms, each with double sinks, linen closets and large walk-in closets. Large 8-foot sliding glass doors flood the home with natural light, creating a bright and inviting ambiance. One of the best features of this townhouse is the spacious loft, offering versatile space for a den, office, gym, or game room. The community exudes a resort-style ambiance with a
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,360 | $2,360 | $2,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $14 | $14 | $19 |
Total Monthly Payment | $89 | $89 | $94 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.