Under contract-accepting backup offers. PRICE IMPROVEMENT---WATERFRONT Beauty welcomes you home to your very own Vacation style 2 bedrooms/2 baths with flex/den home in the private gated, resort style community of Esplanade at Starkey Ranch. A brick paver walkway path takes you to the front entrance all the while enjoying the lush landscaping, all maintained by the association. Upon entering this lovely meticulously well kept home be greeted by the large, bright gathering room complete with a tray ceiling and neutral luxury vinyl plank flooring in all the living areas. The kitchen, the heart of the home, boasts dove grey 42” maple cabinets, granite countertops, GE appliances, a glass backsplash and breakfast bar and overlooks both the dining room and gathering room – just the best place ever to entertain friends and family with overflow being accommodated thru the triple sliding glass doors into the extended 22'x 24' screened lanai area overlooking a glistening pond with many fun to watch species of wildlife, is yet another place where enjoying your morning coffee becomes even more special. The lanai has also been pre plumbed for a future outdoor kitchen. The owner’s suite has an ensuite bath complete with double sinks, a frameless glass shower with decorative Listello and a large walk in closet. This split plan offers an additional flex room with glass French doors, creating the perfect den or office, add a Murphy bed and welcoming added guest becomes easy. The additional bedroom with large walk-in closet with access to the second bath. A large laundry room has a utility sink and built in cabinets. Other features of this lovely home oversized garage, with loads of additional upper storage, 3yr old water heater and water softener. Beautiful plantation shutters throughout, fans in all rooms and lanai, 8 foot doors throughout, luxury vinyl plank flooring in living areas, 4 foot extension in garage, hurricane shutters, The quarterly HOA fee includes maintenance of the lawn, bushes and irrigation system. Esplanade residents have the exclusive use of the resort style 6000 sq ft amenity center with an on site lifestyle manager. Enjoy the heated main pool, resistance pool, fitness center, billiard/card room, pickle ball/tennis courts, fire pit and other resident activities. In addition, you can also enjoy the amenities/benefits of the Starkey Ranch community including miles of trails, pools and district park, library and so much more. ESPLANADE LAWN-CARE (mowing, edging, weeding, trimming, mulch, turf treatment) plus an automated reclaimed water system are provided. Esplanade has TWO GATES and is GOLF CART friendly. EASY ACCESS to shopping (including restaurants, retail, Publix, Aldi, and Sprouts) on State Route 54. CONVENIENT to SUNCOAST EXPRESSWAY, with easy access to Tampa airport, shopping, restaurants and beaches. Come see this turnkey home and make it your new place to call home.
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Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,600 | $415,600 | $415,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $505 | $505 | $505 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,525 | $2,525 | $3,284 |
Total Monthly Payment | $3,122 | $3,122 | $3,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.