3620 Rossmere ROAD, Port Charlotte, FL, 33953 | $188,750

Land Owned! HOA is $261 every 3 months! Fully Furnished! Welcome to your spacious retreat in paradise! This meticulously maintained 1, 144 square foot home is nestled in the heart of Vizcaya Lakes, Port Charlotte’s premier 55+ community. Offering the perfect blend of comfort and convenience, this home is designed for easy living.

As you step inside, you’re greeted by an inviting living space filled with natural light and modern finishes. The open-concept layout seamlessly connects the living room, dining area, and kitchen, creating an ideal space for both relaxation and entertaining. The well-appointed kitchen features updated appliances, ample cabinet space, and a convenient breakfast bar, perfect for casual dining. Whether you’re preparing a gourmet meal or enjoying your morning coffee, this kitchen is sure to inspire your inner chef.

Adjacent to the main living area are two spacious bedrooms, each offering plenty of closet space and privacy. The master suite is a true sanctuary, featuring a luxurious en-suite bathroom with dual sinks and a walk-in shower. Both bedrooms were newly carpeted this year for added comfort.

With practical updates including a new AC unit in 2017, a roof replacement in 2018, a new water heater in 2021, and a washing machine installed in 2023, this home is move-in ready.

Vizcaya Lakes is an active community with a large clubhouse, a gorgeous heated swimming pool, a jetted hot tub with a sun deck, tennis courts, shuffleboard, and pickleball. Participate in a variety of planned social events and activities, or enjoy shoreline fishing and bring home the catch of the day. For added convenience, there’s a fenced and locked storage area at the back of the community for your boat, trailer, or other large items.

Don’t miss the chance to live the active, carefree lifestyle you’ve always dreamed of in Vizcaya Lakes! Schedule your showing today.

Features

  • Amenities: Clubhouse, Pickleball Court(s), Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 50 x 100
  • Laundry: Outside
  • Year Built: 1990
  • Garage: Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,144
  • Acreage: 0.11
  • Lot Size: 50 x 100
  • Est. Taxes: $934
  • HOA Fee: $261 Quarterly
  • Adult Communities: Yes
  • Elem. School: Liberty Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pet Policy: Number Limit
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4619588
  • Days on Market: 84 days
  • Website: https://www.raveis.com
    /prop/A4619588/3620rossmereroad_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/9/2024 9:35:30 PM)
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE   Phone: 941-254-6467

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3620 Rossmere ROAD, Port Charlotte, FL, 33953

$188,750

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $151,000 $151,000 $151,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $78 $78 $78
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,005 $992 $1,273
Total Monthly Payment $1,158 $1,145 $1,426

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.