High and Dry!! No damage from Hurricane's Milton nor Helene!! Immaculate 3 BEDROOM + OFFICE home situated in the desirable Blackshire Estates community of Clearwater boasting of over $30, 000 in energy saving updates!!! Get ready to save hundreds in monthly energy costs with NEW HURRICANE WINDOWS and DOORS, a HURRICANE RATED GARAGE DOOR, NEW HVAC DUCTS, NEW ROOF 2023 and more. Save even more while keeping your lawn green with a well pump for your irrigation system. The list of unexpected extras continues with an UPDATED KITCHEN with beautiful natural wood cabinetry, Cambria quartz Countertops and stainless steel appliances with an INDUCTION OVEN and closet pantry. Completely move-in-ready, this home is clean and pristine with a split-bedroom floor plan and generous room sizes. POTENTIAL IN-LAW Suite with separate entry, enjoy the possibilities of generational style living with a bedroom and attached living space for your loved one’s privacy. Spend your summer nights in the fully enclosed Florida room with large windows overlooking the backyard in full AC, sipping on your favorite sweet tea as the sun sets on the day. Bonus room could be used as a craft room, HOME OFFICE or home gym. The exercise enthusiast will love that the exercise equipment depicted in the photos will convey (treadmill, weight machine, stationary bike etc. ) Fully equipped with a washer/dryer and water softener for your added convenience, this home has been lovingly maintained by one owner for the past 34 years. Ideally located, this home is a short drive to downtown areas of Clearwater, Dunedin, and Safety Harbor plus famous beaches including Clearwater Beach and Honeymoon Island. NO FLOOD INSURANCE REQUIRED - this home had zero affects from Helene or Milton. Do not delay, schedule your private tour today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $130 | $130 | $130 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,392 | $3,086 |
Total Monthly Payment | $2,600 | $2,597 | $3,291 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.