Priced below appraisal! This Seabreeze Cottage floor plan by Generation Homes is packed with lovely designer finishes. The quaint Key West style neighborhood of Sea View with only 28 homes is an adorable sought after community where everyone has a front porch and only a short walk to the public beach boardwalk. This 4 bedroom, 3. 5 bath spacious home is strategically designed with the primary suite and a guest suite including its own private bath all downstairs. A perfect home for entertaining as it offers a dining room, butlers pantry, an oversized kitchen bar, elegant kitchen cabinets complete with glass inserts at the very top and a fireplace with an attractive shiplap accent wall. This open floor plan has plenty of natural light along with sliders across the back opening to screened lanai and jacuzzi. Head up the wood steps to find two more bedrooms, a full bath and a flex/den space. The back bedroom has its own screened balcony for added privacy. The community pool is at your disposal just a few steps away. Ride your bikes to the local hangouts and eateries. Enjoy a day at the beach and rinse off the sand in your own outside shower before enjoying a cocktail as the sun sets on the intracoastal side of the home. Living on Anastasia Island is living your best life with so much available at your fingertips. Plan a trip to the Farmer's Market on Saturday morning at the Amphitheater or attend one of their many evening concerts. Summer music at the St Augustine Pier is a lovely venue on Wednesday evenings where you can even enjoy some volleyball and food from a local food truck. Enjoy fresh fish at the many restaurants on the island or take a quick ride into downtown St. Augustine for even more entertainment and good times. Stop at the historic lighthouse on your way in! Island life is the best life! Termite bond and builder's warranty is transferable to the new owner. Home is in Flood Zone X and no flood insurance is required. Home also includes hurricane shutters for all doors and windows and impact windows on the top floor.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.750% | 7.038% |
Monthly Tax Payment | $415 | $415 | $415 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,405 | $4,349 | $6,010 |
Total Monthly Payment | $4,912 | $4,856 | $6,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.