Under contract-accepting backup offers. One or more photo(s) has been virtually staged. *** Under Contract but Backups Wanted!!! *** Beautiful 2004 end unit townhome in Cumberland Trace of Largo. End units have extra windows making them very bright and inviting. In addition to the two large bedrooms upstairs, this unit features a loft that could be used as a nursery or office. HOA is only $175 per month and yes it covers your roof! Vinyl flooring in the living room and dining room. The floorplan is open and efficient with no wasted space. Large peninsula counter in the kitchen with seating for at least three. All appliances are included. The kitchen has a dishwasher, stainless steel refrigerator, range, and microwave. The back patio has beautiful pavers. The entire upstairs has vaulted ceilings and plenty of built-in plant shelves. The primary bedroom is BIG with a nice pass-thru walk-in closet that leads to the spacious master bath. The garden tub is BIG! Double vanities, walk-in shower, and plenty of lighting including a large window. 1-car attached garage with built-in workbench/shelving. Gorgeous community swimming pool with a covered pavilion. You'll love the duck and turtle-filled pond only a few feet away. Cumberland Trace is ideally situated near great schools, shopping, dining, and entertainment. Check out the pictures!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,458 | $1,458 | $1,896 |
Total Monthly Payment | $1,796 | $1,796 | $2,234 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.