Welcome to this beautifully updated four-bedroom, one and a half-bath home. As you enter the home you will be greeted by hardwood floors, charming wood beams, and an open floor plan seamlessly connecting the kitchen, living room, and dining room. There is a beautiful butcher block counter in the heart of your main living area, with additional seating space, where hosting gatherings would sure be a hit. The kitchen boasts sleek black stainless appliances and beautiful updated hickory cabinetry adding a touch of country elegance to your culinary space. This property consists of 2 total parcels. The spacious primary bedroom adds a touch of comfort and relaxation with its newly updated finishes and sleek design. Both bathrooms in this home have been newly updated. Personalized touches have been made throughout this home even in the bathroom, to add a sense of comfort. Make your way outside, and step on to a 12x24 ft deck, overlooking the beautifully landscaped grounds, with views that will leave your long work day a thing of the past. As you make your way down in to the yard a lovely stamped concrete patio and shade garden, along with a hot tub will bring you to a private country oasis. No matter the season, this yard is a wonderful escape and perfect place to leave all of your worries behind you. There is a 10x16 shed with electricity that provides great extra storage and the perfect work shop for the craftsman in you. Or even a wonderful spot to store all of your gardening supplies, lawn mowers or ATVs. This house boasts numerous updates including a well pump, boiler, windows, septic system, leach field, siding, and roof, all of which ensure modern comfort and efficiency. This home does come with an additional lot for total privacy, which could open doors to so many possibilities. Conveniently located just 10 minutes from the Metro-North train, and within minutes of a new "up and coming" town, ample amounts of hiking trails, biking trails and fishing spots. There are wonderful restaurants, a movie theater, Lowe's, Home Depot, grocery stores, and interstate 84 in just a hop skip and a jump away, making it easy to access New York City in under two hours.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,939 | $1,939 | $2,523 |
Total Monthly Payment | $2,376 | $2,376 | $2,960 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.