Miller Place School District. Spacious L-shaped Ranch. Formal Living Room, Formal Dining Room, Family Room with wood burning fireplace, Eat in Kitchen with plenty of space for table and chairs. Yours will be the home for weekend brunch, sunset cocktail parties and big family cook-outs. Private patio eaily accessed from the Family Room. The numerous windows in this light-filled home provide views of the yard and garden. The other wing of the house has the Primary Bedroom with Ensuite Bathroom, two additional Bedrooms and Full Hall Bath. Main Floor Laundry and ample storage. The home offers several walk-in closets, central air conditioning, recessed ceiling lighting, skylights, wood burning fireplace, two car attached garage and a full basement. Professionally landscaped property with in-ground sprinklers, large paver patio perfect for outside entertainment, large updated driveway, shed, privacy. Notable: three year old roof and skylights, New oil burner. Close to shopping and dining and recreational opportunities. Cedar Beach (2. 8 miles), LIRR, Mather Hospital (4. 8 miles), Saint Charles Hospital (5. 5 miles), Cross Sound Ferry, Port Jefferson Village (6 miles) Stony Brook University and Stony Brook Hospital (10 miles) Brookhaven National Lab (13 miles). The home features a great balance between open plan and defined rooms; wonderful for entertaining.
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Our Executive Mortgage Banker:
Our Insurance Division:
$680,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $544,000 | $544,000 | $544,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $1,135 | $1,135 | $1,135 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,394 | $3,305 | $4,299 |
Total Monthly Payment | $4,621 | $4,532 | $5,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.