60 ac, 4, 000 sqft home, workshop/studio located along ridgeline at the end of a private road 10 minutes from Amherst & 5 College Pioneer Valley area, 30 min to Springfield. 3 bedroom 4 bathroom has a potential in-law apartment on the basement floor, each room has local Hardwood floors of oak, maple, birch, cherry and custom millwork around the windows, baseboards and solid hardwood doors. 22' x 11' screened porch which leads to a 12' x 22' deck with southwest sunset views Built to Energy Star & Aging in Place standards. Detached 2 story 24'x32' workshop/studio with a potting shed attached. Spectacular views of the Holyoke range and sunsets. Maintenance agreement with 4 additional properties on Shelterwood Road. The forest is characterized by a diverse age class distribution and species composition. There is an excellent woods road system that also provides great recreational use in all four seasons. Additional Access to the property though a 50’ wide strip of land from Old Farm Rd.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead | 11.3 x 17.8 | Second |
Bedroom 3 | Flooring - Wall to Wall Carpet, Lighting - Overhead | 11.3 x 12.9 | Second |
Dining Room | Closet/Cabinets - Custom Built, Flooring - Hardwood, Handicap Accessible, Recessed Lighting, Pocket Door | 11.5 x 13.3 | Main,First |
Kitchen | Closet/Cabinets - Custom Built, Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, French Doors, Handicap Accessible, Kitchen Island, Breakfast Bar / Nook, Deck - Exterior, Exterior Access, High Speed Internet Hookup, Open Floorplan, Slider, Stainless Steel Appliances, Gas Stove | 11.7 x 14.4 | Main,First |
Living Room | Wood / Coal / Pellet Stove, Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Picture, High Speed Internet Hookup, Recessed Lighting, Lighting - Sconce | 16.5 x 14.8 | Main,First |
Master Bedroom | Bathroom - Full, Ceiling Fan(s), Closet - Linen, Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet, Window(s) - Picture, Balcony - Exterior, Dressing Room, High Speed Internet Hookup, Recessed Lighting, Lighting - Sconce | 17.9 x 17.0 | Second |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,480,000 | $1,480,000 | $1,480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $772 | $772 | $772 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,403 | $9,233 | $12,389 |
Total Monthly Payment | $9,300 | $10,130 | $13,286 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.