Under contract-accepting backup offers. This Delightful 2 Bedroom/ 2 Bath home is sited in the Maintenance Free Active Adult Gated Community of Traditions. The open concept floor plan offers a spacious living room with new laminate flooring and triple glass sliding doors that flood the space with natural light. The well equipped kitchen features white cabinetry adorned with brush nickel hardware. A farmers sink with gooseneck faucet and updated stainless steel appliance package will complete your culinary needs. A decorative arched pass-thru to dining area and closet pantry add function to the design. The formal dining area, with its new laminate floors, vaulted ceiling, and glass sliders, grants access to the paved patio, creating a seamless indoor-outdoor flow. The master bedroom suite offers both comfort and practicality with a walk-in closet and wall-to-wall carpeting. The master bathroom features a comfort-height vanity and a walk-in shower with a glass door. This fantastic property features wonderful outdoor living spaces with a Florida Room and a Courtyard Oasis that is surrounded by Lush Landscaped Planting. Relax and enjoy two tranquil ponds and the peaceful sounds of the cascading waterfall. Additional amenities in this home include a Laundry Pantry with washer/dryer, water softener, water heater 2021 A/C 2017, roof with architectural shingles 2019, painted finished garage flooring, glass storm door, irrigation meter, gutters and a fenced in yard with Irrigation System. Exterior Floodlights and Hurricane Shutters enhance security. The 2-car garage comes with a door opener, and the paved driveway and walkway complete the inviting exterior. The picturesque community of Traditions offers an array of amenities, including a lakefront clubhouse, a dock and boat ramp, a heated swimming pool and spa, a ballroom, billiards, meeting rooms, a library, a computer room, a craft room, a dog park, tennis courts, basketball, bocce ball, shuffleboard, a fitness center, an aerobics studio, and much more. Conveniently located close to shopping, medical facilities, and major routes, this home offers a truly exceptional lifestyle. The monthly HOA fees cover exterior house painting, cable tv, internet, and front yard lawn service, making it a worry-free living experience.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,329 | $1,714 |
Total Monthly Payment | $1,645 | $1,644 | $2,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.