Discover your dream home at 3227 Sawgrass Creek Cir, St. Cloud. This exquisite property offers a perfect blend of elegance, comfort, and convenience, making it an ideal choice for families and entertainers alike. Boasting 2, 069 square feet of heated living space on a 0. 28-acre lot, this home features a wooded conservation area behind the property and a corner view of the lake. As you enter the home, you'll find the formal dining room to your left and a versatile formal living room or office to your right. The spacious layout includes four bedrooms and three full baths, providing ample space for family and guests. The heart of the home is the open-concept kitchen, which flows seamlessly into the family room, creating a great space for entertaining. The kitchen is equipped with granite countertops and dark wood cabinets, adding a touch of sophistication. Step outside to enjoy the screened-in private saltwater pool, which has been freshly resurfaced, offering a perfect spot for relaxation and outdoor fun. The home's roof and water heater were replaced in 2018, and a new A/C unit installed in 2022, respectively, ensuring modern comfort and efficiency. Additionally, the home is energy efficient, thanks to solar panels that the seller will pay off at closing, providing significant savings on energy costs. This property is conveniently located just three minutes from grocery stores like Publix and Winn-Dixie, five minutes from the St. Cloud Turnpike exit, and ten minutes from downtown St. Cloud. It's also a short 28-minute drive to Lake Nona and just an hour's drive to the east coast, providing easy access to a variety of amenities and attractions. Don't miss the opportunity to make this beautiful
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $481 | $481 | $481 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,406 | $2,372 | $3,129 |
Total Monthly Payment | $2,962 | $2,928 | $3,685 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.