Check out this charming Newport model in desirable gated 55+ community of Oak Run. Recently updated landscaping gives great curb appeal. This warm home features a split floor plan for privacy. 2 beds, 2 baths with an airy flow and an extra AC Florida room. The kitchen offers ample counter space, light color cabinets (new hardware), a neutral backsplash, NEW STOVE/RANGE, and a stainless steel fridge. The living room is a bright and inviting space with vaulted ceilings that create an open, airy atmosphere, and NEW CARPET! It seamlessly connects to a cozy dining area, perfect for entertaining or enjoying meals with family and friends. From the living room/dining you can step into an AC-cooled Florida room, offering a comfortable retreat year-round. This room acts as the perfect flex space for any use. This room flows into a peaceful screened Lanai, where you can relax and enjoy the outdoors. The 1st bedroom includes a walk-in closet, double vanities, and a cozy nook. The 2nd bedroom has generous closet space and shares a large Jack and Jill bathroom. Both bathrooms feature new vinyl flooring. Laundry is conveniently located in the oversized one-car garage (utility tub in garage) that was recently painted. The community features 5 club houses, golf course, pools (indoor and outdoor), and fitness center! Hundreds of community clubs and activities all available via golf cart. The HOA fee covers weekly trash and yard waste pick-up, 24-hour security, basic cable TV (36 channels with one
free DTA), community Channel-12 TV (info station for clubs, etc. ), use of all facilities, and the maintenance of all
recreational and common areas.
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Our Executive Mortgage Banker:
Our Insurance Division:
$255,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $204,000 | $204,000 | $204,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $110 | $110 | $110 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,357 | $1,356 | $1,720 |
Total Monthly Payment | $1,542 | $1,541 | $1,905 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.