USDA Eligible -No Money Down~~Stunning Country Home - Well-Loved and Meticulously Maintained~~Discover this charming and cozy country home, meticulously cared for by its original owner. This well-built 3-bedroom, 2-bathroom residence with an oversized 2-car garage and additional 2 car detached shed/workshop, sits on a spacious 1. 02-acre fenced corner lot, offering the perfect blend of comfort and privacy.
As you step inside, you'll be greeted by a large formal dining room on your right. The expansive eat-in kitchen is a chef's dream, featuring wood cabinets, granite countertops, a travertine backsplash, wood floors, a pantry, and all-new stainless steel appliances. Down the hallway, you'll find the master bedroom, complete with an en-suite bathroom boasting an updated countertop, a tub/shower combination, and a large walk-in closet. Just outside the master bedroom is a spacious laundry room, equipped with a washer and dryer for your convenience. The generously sized living room offers vaulted ceilings and sliders that open to the screened patio, perfect for relaxing or entertaining. The two additional bedrooms are thoughtfully split from the master and feature large closets. The guest bathroom has been fully updated, ensuring comfort for all. With beautiful wood floors throughout, carpet in the bedrooms, and tile in the bathrooms, this home exudes quality and style. Outside, the property is a hobbyist's dream, featuring a spacious 1, 000 sq ft metal shed equipped with electricity and water, complete with an oversized garage door for easy access to all your toys and equipment as well as RV Hookup. Enjoy the expansive fenced yard, perfect for outdoor activities, and unwind in the evenings under the canopy of mature live oaks, providing a serene and picturesque setting. The well and septic systems have been well maintained and include water filtration. This exceptional property offers unmatched privacy and an excellent location with no CDD or HOA fees! Financing options are flexible, including no-money-down USDA loans. Ideally situated just 10 minutes from Plant City, Brandon, and Valrico, with easy access to I-4, this home provides the perfect balance of country living and city convenience. Don't miss the opportunity to make this stunning property your new home! Roof 2020, A/C AIR HANDLER 2021, Water Heater 2024.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,115 |
Total Monthly Payment | $3,462 | $3,459 | $4,384 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.