Sellers will pay a flat dollar amount of $5, 000. 00 towards Buyer concessions. Don't miss this rare opportunity to own a home in one of the most sought-after communities in Belle Isle. The homes in this subdivision rarely hit the market for sale because many of them are passed down from generation to generation. So, take the time to step inside this lavishly landscaped charmer which has been meticulously maintained through the years. As you follow the brick-lined path to the front entrance of this home please take a moment to appreciate the warmth of the surrounding and extremely mature landscaping. Both the front and the back yard share the same ability to captivate as you will find out on your tour. There are many unique features in this home that you will not see anywhere else. From the well designed porcelain tile foyer, the massive amount of cabinet space in the kitchen, the Vanguard Manabloc and Vanex Ultra Plex plumbing manifold in the interior laundry, and the extremely rare Pecky Cypress accent wall in the den. Pecky Cypress is a natural phenomenon that occurs in only about 10% of Cypress Trees lending it character that you can't help but appreciate. This wood is reclaimed and likely from the early 1970's. Updated items include the Certainteed Landmark Designer Roof with Leaf Filter Gutter Protection, A/O Signature 300 50 Gal. Water Heater, Exterior Paint, Plumbing, New Kitchen Sink, New Cabinet Hardware, New Double Paned Windows, New Faucets and more. Enhanced air quality A/C with UV Light. 10’ by 16’ Smithbilt Streamline Shed - insulated with power. Come have a look and see this gem for yourself.
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Our Executive Mortgage Banker:
Our Insurance Division:
$537,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $429,600 | $429,600 | $429,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $193 | $193 | $193 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,858 | $2,822 | $3,623 |
Total Monthly Payment | $3,143 | $3,107 | $3,908 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.