Under contract-accepting backup offers. Welcome home! Don't miss your opportunity to become a homeowner in the thriving and developing St. Petersburg Florida. Ranked one of the best cities in Florida for Work-Life Balance in 2023. Home of Pinellas County’s Clearwater Beach (named one of 2024’s top beaches in the World) and home to The Tampa Bay Rays! This home is eligible for up to $50, 000+ in Down Payment Assistance for first-time home buyers or any eligible veteran (eligibility and restrictions vary). This turn-key, new construction home is nestled in the heart of one of St. Petersburg's emerging neighborhoods with NO HOA or CDD fees. Conveniently a short drive from The City of Gulfport, under 6 miles from Tropicana Field, Downtown St. Pete, St. Pete Pier, Vinoy Park, The Dali Museum, and less than 15 minutes from St. Pete Beach, Clearwater/St. Pete Airport and more! Enter your new home to a fantastic open floor plan that offers 3 bedrooms, 2 bathrooms, high ceilings, and beautiful waterproof luxury vinyl flooring throughout adding a modern touch and easy maintenance. The tray ceiling and crown-molded spacious living area seamlessly connect the dining space and kitchen, creating a welcoming atmosphere for gatherings and entertaining. The open kitchen is highlighted with 42” cabinets, modern hardware, pendant lights, stainless appliances and beautiful quartz countertops featuring an island that provides extra room for the home chef to cook, prepare meals, and later serve as a casual eating space for the family. Walk into the owner's suite and find your dream retreat and ensuite featuring a dual vanity topped with quartz countertops and a tiled walk-in shower. Exploring the rest of the home you will find two additional bedrooms that share a bathroom featuring tiled shower walls, quartz countertop vanity, and modern hardware. Bedrooms provide appropriate space for a secondary/guest bedroom, home office, or kid’s playroom. All bedrooms and living areas have impact-resistant windows that pour in lots of Florida natural light and are equipped with ceiling fans with corresponding remote controls. This home is looking for it's first owner schedule your private showing today so you can start enjoying the Florida living lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$371,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $297,520 | $297,520 | $297,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $62 | $62 | $62 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,979 | $1,977 | $2,551 |
Total Monthly Payment | $2,116 | $2,114 | $2,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.