Welcome to 1364 Anchor Bend Drive, a beautifully maintained 4-bedroom, 3-bathroom home in the serene and sought-after Shell Cove community of Ruskin, FL. This charming residence combines modern comfort with a touch of luxury, offering the perfect retreat for families and individuals alike. Step inside to discover a bright and airy open floor plan, featuring a spacious living room with ample natural light and stylish finishes. The neutral color palette provides a perfect backdrop for any décor. The well-appointed kitchen boasts stainless appliances, plenty of cabinet space, and a large island that’s ideal for meal prep or casual dining. Whether you’re an aspiring chef or just enjoy cooking for family and friends, this kitchen will meet all your needs. The master bedroom is a private oasis, complete with a generous walk-in closet and a luxurious en-suite bathroom. The en-suite features a soaking tub and a separate shower, offering a spa-like experience. Two additional bedrooms provide versatility for a growing family, guest rooms, or a home office. Each room is thoughtfully designed with comfort and functionality in mind. Enjoy Florida’s beautiful weather in your own backyard. The covered and screened patio is perfect for outdoor dining or relaxing, while the spacious yard offers plenty of room for gardening, play, or simply soaking up the sun. Shell Cove is known for its friendly atmosphere and community-oriented environment. Residents can enjoy nearby parks, recreational facilities, and the convenience of local shopping and dining options. Conveniently located, this home provides easy access to major highways and is just a short drive from beautiful Gulf Coast beaches. Whether you’re commuting or exploring, you’ll appreciate the accessibility of this location. Schedule a tour today and experience firsthand the comfort and charm this property has to offer. Welcome home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$383,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,120 | $307,120 | $307,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $638 | $638 | $638 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,095 | $2,041 | $2,633 |
Total Monthly Payment | $2,808 | $2,754 | $3,346 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.