Furnished RidgeCrest 2/2/Den with Double Hung Replacement Windows, Updated Bathrooms, HVAC & Water Heater, located just 0. 1 miles from the High Vista private clubhouse and outdoor amenity center. Brick paver driveway and walkway to portico entry with sunburst transom window and full view storm door with built-in retractable screen. Cathedral ceiling in central great room with a decorative ledge above triple patio doors to Florida room. Eat-in kitchen has granite counters, crown molded cabinets with some pull-out drawers in lower cabinets, newer faucets and reverse osmosis unit under sink. Adjacent laundry room has washer, dryer, utility sink with overhead cabinet and a large pantry. Tray ceiling in oversized primary en suite bedroom with 7x6 closet. Remodeled primary bath has quartz-topped comfort height double sink vanity with soft close doors and dovetailed drawers, exhaust fan with heat option & LED light and bench seat in shower with full-view door. En suite guest bedroom has remodeled full bath with linen closet. Additional linen closet in hallway between guest room and den. Florida room has acrylic slider window over screen, fixed acrylic transom windows and cabana door. Garage has electric roll-down screen, newer garage door (2014) with belt-drive opener with MyQ and keypad entry, pull down ladder access to attic, refrigerator, installed cabinets and AC vent. Garage door springs replaced 2024; HVAC with WiFi thermostat 2023; Window World windows 2023 (except bathrooms, interior den & entry transom windows which are original) have transferable warranty; Water heater 2021; Roof 2016; Florida room acrylic windows 2013. Sold As-Is. Ridgewood Lakes is a golf cart friendly community. $220 monthly High Vista HOA fee includes Spectrum internet and basic cable TV with 2 cable boxes, lawn mowing and exclusive access to resident-owned 12, 000 SF private clubhouse and amenities. $435 semi-annual Ridgewood Lakes HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Adjacent to 18-hole White Heron Golf Club with restaurant, privately owned and open to the public. High Vista is a 55+ community with outdoor heated pool and spa, fitness center, library, pub & many organized activities. Pickle ball, tennis, bocce and shuffleboard courts. Miles of biking and walking trails within Ridgewood Lakes gated community. Shopping, Disney, Universal, Orlando & Central FL entertainment nearby, easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is 3 miles away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $187 | $187 | $187 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,809 | $1,807 | $2,293 |
Total Monthly Payment | $2,071 | $2,069 | $2,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.