Horse lovers delight located in Samsula! Enjoy the peaceful privacy & country living on these 4. 4 beautiful acres situated just 10 minutes to the sandy beaches in New Smyrna & minutes to I-95 & I-4. Zoned A-1 so bring your chickens, cattle, goats, pigs & more. Watch the horses graze and the deer & turkey feed in this tranquil setting. Fenced and cross fenced in the last year with 6 paddocks & a riding arena on this property. Featured is a 36 x 36 4 stall barn with concrete floor, tack room & area for washing & drying your horses. There are two covered stalls located behind the barn. The 60 x 28 workshop metal building with 3 openings & 1 roll up door has a slab & 2nd floor mezzanine. The water softening system & pump with one of the deep wells is located in the block pumphouse behind the house. The other well is located 30' apart, so they are on both sides of the alleyway leading to the barn. Two separate electric meters with the New Smyrna Beach Utilities provides one for the house and one for the barn & metal workshop. Two septic tanks, the one for the house is located on west or left side of the house and the other is located for the RV's. Two 50 amp hookups for 2 RV's on a slab. Lots of cleared land to park your equipment, trucks, cars, boats & other toys. Spacious 3BR/2BA home has a large screened porch & a two car garage. The chimney in the family room leaked so that room was totally redone from the ceilings to walls to the floor. However, this family room had water from Ian damage a beam under the floor so it is not usable at this time. The garage has been partitioned off with a utility room & an area that could be a bathroom or closet, so it could be in-law quarters. The kitchen features beautiful hickory cabinets, corion counters & SS appliances. The exterior of the home has siding which needs to be replaced so it does need work or possibly tear down and start over. Located in Flood Zone X which does not require flood insurance, however there was about 10 inches of water on the property from Ian which had never happened before. It did not get in the house but it did compromise the beams & flooring under the home.
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Our Executive Mortgage Banker:
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$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,038 | $3,038 | $3,951 |
Total Monthly Payment | $3,285 | $3,285 | $4,198 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.