This Cape Cod-style house is a charming diamond in the rough, with a traditional layout. The main level has a cozy living room, functional kitchen, formal dining room, and 2 bedrooms. The upstairs has one bedroom and a full bathroom with storage space. A full unfinished walkout basement offers convenient access to the outdoors. This home comes with the added benefit of a lot next door, providing a fantastic opportunity for enhancement. This extra space provides flexibility to enhance the property's value and functionality, making it an ideal opportunity for those looking to invest in a project with long-term benefits. Property being sold STRICTLY AS IS. Taxes do not include the star program. Additional lot next door included in sale. Separate deed, taxes are $568. 49 (2024). Don't miss out on this unique opportunity. Additional Information: Amenities: Storage, HeatingFuel: Oil Above Ground, ConstructionDescription: Vinyl Siding,
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William Raveis Real Estate
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William Raveis Mortgage, LLC
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Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,328 | $1,328 | $1,328 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,167 | $3,164 | $4,081 |
Total Monthly Payment | $4,587 | $4,584 | $5,501 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.