New Price on this immaculate move in ready home! Must see all the upgrades and amenities, located in Lakeland's premier active 55+community of Sandpiper Golf & Country Club. As you enter the home you are immediately greeted with an open floor plan and newly painted interior walls. The generous sized Florida Room is a quiet oasis for reading or napping after a day of golfing; or maybe hosting friends for a friendly game of cards. If it's privacy you'd like; the split bedroom floor plan is ideal for some downtime! Just in 2023 this house added a NEW ROOF, new water heater, new microwave, new exterior and interior paint, and a new Garage Screen for enjoying the cooler weather outdoors! In 2022 the house added new landscaping edging outside, interior and exterior lights were updated, new blinds and window treatments throughout the home were installed. The kitchen was renovated in 2021 with new countertops, soft close cabinets and a Bosch dishwasher. Included in your HOA fees is cable, internet, lawn maintenance (no more mowing the grass). Sandpiper Golf & Country Club boast a wide array of amenities with the golf club as its centerpiece. Among these amenities are community center, recreational center, 2 pools, 2 hot tubs, sauna, billiard room, outdoor cookout area with BBQ grills, shuffleboard, pickleball and community events. Sandpiper golf course is not included in the HOA, it is a public course. Conveniently located to restaurants, shopping, and medical facilities which make this the perfect retirement home in the perfect community. Easy access to I-4/Tampa/Orlando
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $222,800 | $222,800 | $222,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $298 | $298 | $298 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,520 | $1,481 | $1,910 |
Total Monthly Payment | $1,893 | $1,854 | $2,283 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.