4221 W Spruce STREET, #1407, Tampa, FL, 33607 | $277,000

***PRICE IMPROVEMENT***This top floor unit with cathedral ceilings and a private loft is perfect for your needs - be it an office, a cozy lounge, or a welcoming guest room- this versatile space has you covered. Plus, say goodbye to noisy upstairs neighbors! Villa Sonoma is just 4 miles from downtown Tampa and a stone's throw from stunning beaches! The kitchen dazzles with cabinets, stainless steel appliances, and a shiny new refrigerator. Check out our new granite built-in desk, perfect for getting work done or diving into some Arts and Crafts. Elevate your productivity with this cozy setup! Plus, the view outside is the cherry on top! Say hello to uninterrupted peace and blissful living! Enjoy resort-style pool, fitness facility, recreational room, and your own parking space in the garage! Villa Sonoma is conveniently located near many unique restaurants, Tampa International Mall, Tampa International Airport, Westshore Mall and Raymond James Stadium. Your dream condo awaits - seize the opportunity to make it yours! Don't miss out on this hidden gem!

Features

  • Elevator: Y
  • Heating: Electric
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 5
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Complex: VILLA SONOMA AT INTERNATIONAL
  • Year Built: 2001
  • Common Charge: $471 Monthly
  • Approx Sq. Feet: 921
  • Est. Taxes: $1,530
  • View: City
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: O6230755
  • Days on Market: 102 days
  • Website: https://www.raveis.com
    /prop/O6230755/4221wsprucestreet_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 3:47:12 PM)
Listing courtesy of LUXE PROPERTIES   Phone: 305-809-7650

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4221 W Spruce STREET, #1407, Tampa, FL, 33607

$277,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $221,600 $221,600 $221,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $128 $128 $128
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,474 $1,473 $1,900
Total Monthly Payment $1,677 $1,676 $2,103

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.