Nestled on a sprawling 4. 55 acre corner lot in Cooley Springs and minutes from HWY 9 shopping and the new Target. This 100 year old Farm House is calling for all lovers of country to come and take a look! An addition was added to the home in 2007 to include a large screened in porch and an extra wide double garage with 8x10 size doors to accommodate large vehicles. The garage offers a spacious 414 sq ft flex room that is perfect for or an in-law suite, man cave, college student, or Air B&B unit. This beautiful home with a wrap around front porch sits to the far left side of the acreage with a gorgeous view cleared pastures with no restrictions to be used many ways. Start up your very own mini farm, open a Wedding Venue, create a family compound, or subdivide the remaining pastures to build other homes. This home has several updates that include a brand new roof (2024), Replaced garage door belts (2024), Replaced water heater (2020), HVAC and all duct work was replaced (2010) and has back up propane to the electricity. If you've dreamed of watching the sunrise with mountain views while sipping your coffee on the front porch, then you'll want to come see this one! This home had an addition completed to add 4 ft onto the width of the 28 ft long kitchen which changed to original square footage listed on the County tax records . The sellers also converted the original 3rd bedroom of the house into their living room area , and the original living area space with the fireplace, into a formal dining room. The total sq footage of the main house is 1765. Above the new garage the flex room ( or 3rd/4th bedroom ) measuring 414 sq ft gives a new total of 2179 Sq ft of living space. The access to the flex room is through the screened in porch that connects the main house to the garage , and the room is heated and cooled. The home has potential to actually be 3bd and 2bth in main house , and have the flex room above garage be 4th bedroom space. Even though the photos now reflect just 2 bedrooms , the layout and floor plan could very easily be accommodating to a larger family.
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William Raveis Mortgage, LLC
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Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $516,000 | $516,000 | $516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,433 | $3,430 | $4,424 |
Total Monthly Payment | $3,702 | $3,699 | $4,693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.