Under contract-accepting backup offers. This beautiful home is located in the Historical Corridor of Lake Helen, just east of Deland! You will not want to miss this amazing home. The front porch has a swing for the cool nights and rocking chairs for the nights you need to relax (the seller is leaving them behind for the new owner to enjoy). You simply can not ask for a more well maintained home. The seller of your new home is very meticulous and you can see and smell this as soon as you enter. There are so many great things about this home, starting with the metal roof. The entire home is painted one color inside, some of the pics do not look like it because of the lighting. A newer A/C that was installed in 2021. All kitchen appliances were installed in 2021. The home was bonded for termites in 2021 even tho it is a block home on a concrete slab. Nothing was overlooked! As you enter the home you will be greeted by a large room with amazing wood floors, you can make this room a big living area or a formal dining and living room area. The possibilities are endless! As you head back to the kitchen and living area you will find an open concept combining the kitchen and living room, a place you will want to spend all your time. The kitchen has upgraded granite counter tops and upgraded appliances including the LG see thru door, refrigerator. The home features 4 bedrooms and 2 bathrooms, laid out where the primary bedroom has a lot of privacy away from the other bedrooms. If you are looking for a home that is like new but with all the upgrades paid by the seller. . . . THIS IS THE ONE!
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Our Executive Mortgage Banker:
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$565,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $393 | $393 | $393 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,746 | $2,746 | $3,572 |
Total Monthly Payment | $3,231 | $3,231 | $4,057 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.