6 DERBY SHIRE Drive, Palm Coast, FL, 32164 | $310,990

Estimated move-in December. Brand NEW energy-efficient home! The Acadia floorplan in Flagler Village offers an open floorplan with 4 bedrooms, 2 bathrooms, and a 2-car garage. Entertain with a gorgeous kitchen that flows to a spacious great room, dining area and patio. Kitchen boasts stainless steel appliances, granite island with sink and counter seating. Stainless steel kitchen appliances include refrigerator, microwave, dishwasher and stove. Washer, dryer and blinds included as well. The primary suite is tucked in the rear of the home, offering privacy and features a spacious closet. With innovative, energy-efficient features that cut down on utility bills so you can afford to do more living. Located just 15 minutes from Flagler Beach, residents can live the ideal coastal lifestyle while enjoying convenient access to everyday necessities at the Palm Coast Town Center. Community amenities include a cabana and resort-style pool. Don't miss your chance to be home before the holidays! This quick move in home will be ready in December, just in time for the holidays! Palm Coast has over 130 miles of trails and paths for walking and biking. Quality of life is paramount in Palm Coast. The vibrant lifestyle and the natural environment go hand-in-hand here. The City offers a dozen beautiful parks, 70 miles of saltwater and freshwater canals and the Intracoastal Waterway and just minutes from breathtaking views of the Atlantic Ocean beaches, abundant fishing and boating, and world-class tennis and golf. Live with More Savings Because your home is built smarter, saving you money each month through: Water-Saving Features, Advanced Building Techniques, UV-Blocking Windows, and Climate-Sealed Home. Meritage Builders is leading the way in health-conscious homebuilding. In September 2020, they became the first national builder to become Indoor airPLUS qualified nationwide, which means the indoor air quality of their homes meets or exceeds the EPA's standards for excellence. They also upped our air filter game by installing high-performance MERV 13 filters in every new home, helping to reduce bacteria, pet dander, some viral particles and more. Meritage home features: advanced framing, conditioned attics, insulated garage doors, spray foam insulation, low e windows, low VOC materials, smart door lock and garage door, tiled shower walls, granite countertops, James Hardie Siding, and so much more!

Features

  • Rooms: 5
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: In Unit
  • Style: Contemporary
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,607
  • HOA Fee: $155 Monthly
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Microwave, Refrigerator, Washer
  • MLS#: 2041482
  • Days on Market: 48 days
  • Website: https://www.raveis.com
    /prop/2041482/6derbyshiredrive_palmcoast_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6 DERBY SHIRE Drive, Palm Coast, FL, 32164

$310,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $248,792 $248,792 $248,792
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 5.990% 4.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.398% 6.161% 5.152%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,512 $1,490 $1,951
Total Monthly Payment $1,587 $1,565 $2,026

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.