Welcome to 1032 Stoneham Circle! This spacious 1, 816-square-foot home features 3 bedrooms and 2. 5 bathrooms. The main floor offers a versatile flex room that can be customized as an office, den, workout space, or anything else you envision. The open-concept living area seamlessly connects the kitchen, dining, and living room, with the kitchen boasting stainless steel appliances, ample cabinetry, and a central island. You'll also find a convenient half bath and laundry room on this level. The primary bedroom suite on the main floor includes double closets and a en suite bathroom with a separate shower, soaking tub, double sinks, and linen storage. Upstairs, two additional large bedrooms share a full bathroom. Step outside to enjoy the covered patio and irrigated, fenced in level backyard. The property also includes a two-car garage. With an active termite bond, and the washer, dryer, and refrigerator included, this home is ready for you to move in. Located near Lake Hartwell, Portman Marina, the Green Pond Road boat ramp, and just minutes from shopping and dining, it offers convenience and comfort in a prime location. Back on the market due to the buyers previous property not selling in time. No issues with the house itself no fault of sellers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$305,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $244,000 | $244,000 | $244,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $88 | $88 | $88 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,522 | $1,483 | $1,928 |
Total Monthly Payment | $1,685 | $1,646 | $2,091 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.