The seller Has A 3. 5% Interest Rate FHA loan that is possibly Assumable By The Buyer. . . This stunning two-story home, just five years young, boasts contemporary charm and functional elegance, and it is located on a large cul-de-sac lot. As you step inside, you're greeted by an airy open floor plan, seamlessly connecting the living areas. The spacious dining room sets the stage for memorable gatherings, while the breakfast nook bathes in natural light, perfect for casual dining. The kitchen features sleek granite countertops, stainless steel appliances, and a convenient pantry closet, catering to the culinary enthusiast in you. Upstairs, discover a versatile loft area, ideal for a home office, playroom, or relaxation zone. The three bedrooms, each adorned with walk-in closets and ceiling fans, provides cozy retreats for rest and rejuvenation. The luxurious master suite awaits, boasting a vaulted ceiling, a generous walk-in closet, and an en-suite bathroom with double sinks, a linen closet, and a soothing garden tub/shower combination. Laundry day becomes a breeze with the convenient walk-in laundry room upstairs, making chores a hassle-free affair. Step outside onto the 12x10 covered patio, where you can unwind and savor the tranquility of your expansive backyard oasis. Conveniently located near shops, restaurants, and with easy access to the interstate, this home offers the perfect blend of comfort, convenience, and contemporary living. Don't miss out on the opportunity to make this your home sweet home! Schedule your showing today.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $192,000 | $192,000 | $192,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $122 | $122 | $122 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,167 | $1,167 | $1,517 |
Total Monthly Payment | $1,364 | $1,364 | $1,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.