Delightful starter home in a lovely neighborhood within walking distance to gorgeous Beaver Pond, Cuno Camp and the dog park! 2 bedrooms, 2 FULL baths, updated kitchen, open floor plan, hardwood floors, and thermal windows. NEW roof ready for solar and a new skylight offering a clear view of the sky from the shower. One car garage with room to spare. Access to the back patio/entertainment area through the garage. You will love the fenced in backyard, it is perfect for pets! The backyard includes a large gazebo, a paver patio, large fire pit, a private garden and perennials and privacy shrubs. Perfect space for hosting family or for quiet nights watching the stars. The Seller has planted lots of flowering shrubs where you will get to be enthralled with butterflies and other flower loving friends. The lower level is partially finished with a newer washer and dryer and has lots of options for additional space! The Flat screen TV and wall mount in the living room will also be staying with the home. The roof also comes with a shingle warranty that can be transferred to the new owner!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Dining Room | Vaulted Ceiling,Hardwood Floor | Main |
Living Room | Vaulted Ceiling,Ceiling Fan,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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William Raveis Real Estate
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Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $419 | $419 | $419 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,405 | $1,405 | $1,827 |
Total Monthly Payment | $1,899 | $1,899 | $2,321 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.