1012 Providence LANE, Oviedo, FL, 32765 | $440,000

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. This MOVE-IN READY, OVIEDO POOL HOME is ready for a new owner! To help with the new owner’s insurance costs, a NEW ROOF (architectural shingle) was just put on in June of 2022. When you enter the home, you will notice there is ENGINEERED WOOD FLOORING and tile in the main living areas, VAULTED CEILINGS, and a SPLIT BEDROOM FLOOR PLAN. The large kitchen features STAINLESS STEEL APPLIANCES and the primary suite features double closets (including a WALK-IN) and ensuite bath with oversized countertop and dual sinks and updated tile flooring and shower stall. There is an INTERIOR LAUNDRY ROOM, which is ever-so-helpful in Florida living, the washer and dryer are newer and convey with the sale. This home also features a NEW GARAGE DOOR. Enjoy the gorgeous weather in the large, FULLY-FENCED backyard with an expanded pool deck. The pool itself is sizable and has relaxing water features. Alafaya Woods is an established community in Oviedo, with mature landscaping and LOW HOA fees. It features lovely walking paths throughout the community, a pond with fountain, outdoor workout area, tennis courts, basketball courts, and a play area. Currently zoned for highly-rated Oviedo schools, this home is also located just a short drive from the UCF campus, 417 expressway, and popular Oviedo on the Park. There are numerous shopping, dining, and healthcare options just minutes away.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1988
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,762
  • Acreage: 0.17
  • Est. Taxes: $4,275
  • HOA Fee: $204 Annually
  • Elem. School: Evans Elementary
  • Middle School: Chiles Middle
  • High School: Oviedo High
  • Pool: Gunite, In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6230036
  • Days on Market: 75 days
  • Website: https://www.raveis.com
    /prop/O6230036/1012providencelane_oviedo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/10/2024 4:17:07 PM)
Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY   Phone: 407-977-7600

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1012 Providence LANE, Oviedo, FL, 32765

$440,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $352,000 $352,000 $352,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $356 $356 $356
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,342 $2,312 $2,968
Total Monthly Payment $2,773 $2,743 $3,399

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.