4725 Cove CIRCLE, #308, St. Petersburg, FL, 33708 | $228,000

PRICED TO SELL!!! Step inside this 1/1 Waterfront condo located in a 55 or older community with mesmerizing views of the intercoastal waterways of Boca Ciega Bay. The unit comes fully furnished and features a covered carport. AC , updated cabinets and windows ALL installed in 2020, and a water heater in 2018. With ample storage space and a versatile Florida room that can double as a small bedroom or office, this condo offers convenience and functionality. Laundry facilities are available on every floor(with storage locker) for added convenience.
The 24 hr GATED property spans 40 acres of resort-style living amenities, including two heated pools, a clubhouse for parties and gatherings, a gym, billiards, shuffleboard, tennis, and Pickleball courts as well as car wash area with vacums. (coming soon-electric car chargers) A full-time manager and social director ensure a vibrant community atmosphere.
For outdoor enthusiasts, the property boasts three fishing piers, kayak racks with water access, and a host of additional amenities. While the unit could benefit from some tender loving care, it presents a perfect opportunity for someone looking to personalize and create their own private retreat. Situated close to grocery stores, pharmacies, restaurants, nightlife, and the stunning Madeira Beach, this community offers a blend of convenience and leisure. Milestone inspections have been completed, and Columbia Towers maintains a fully funded reserve, ensuring peace of mind for residents.
Pack your bags and embrace the carefree lifestyle at this waterfront condo – a welcoming haven where you can truly make it your own.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Laundry, Maintenance, Optional Additional Fees, Other, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Security, Shuffleboard Court, Storage, Tennis Court(s), Vehicle Restrictions
  • Rooms: 5
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: COLUMBIA TOWERS CONDO
  • Year Built: 1970
  • Common Charge: $742 Monthly
  • Approx Sq. Feet: 815
  • Est. Taxes: $2,434
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: U8252964
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/U8252964/4725covecircle_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/19/2024 11:58:55 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 727-381-2345

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NMLS Mortgage Loan Originator ID 16953

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4725 Cove CIRCLE, #308, St. Petersburg, FL, 33708

$228,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $182,400 $182,400 $182,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.425% 7.146% 6.276%
Monthly Tax Payment $203 $203 $203
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,198 $1,212 $1,538
Total Monthly Payment $1,476 $1,490 $1,816

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.