First Time Ever on The Market. 228 W 259th Street, a stunning Tudor-style one family home nestled in the Riverdale section of the Bronx. This exquisite residence combines classic charm with modern amenities, offering an ideal blend of comfort and style. As you step inside, you are greeted by the warmth of meticulously preserved hardwood floors that flow seamlessly throughout the entire home. The bright and airy living room with its generous size, is a perfect gathering space that features a wood burning fireplace. The well-appointed kitchen is a chef's dream, boasting granite countertops, elegant mullion cabinets, and top-of-the-line stainless steel appliances. Whether it's a gourmet meal or a quick snack, this kitchen, with its island breakfast bar and adjacent formal dining area, meets all your needs. This home features three spacious bedrooms and two and a half bathrooms. The primary suite offers a peaceful retreat with its added private balcony space and large closet. The two additional bedrooms complete the household and are perfect for guests, or a home office. The large attic offers a wealth of possibilities starting with the potential of a fourth bedroom, playroom or large storage space. The walkout basement is a versatile area currently used for recreational space complete with a summer kitchen and full bathroom. The ideal in-law suite or rental opportunity. Garage and driveway parking. Outdoor living is equally impressive with a large deck adjacent to the kitchen, adding the capability of outdoor dining. The updated large Backyard has been leveled with pavers offering endless possibilities for entertainment and recreation with a designated grill area under the gazebo. 30 Year Rated Roof only 10 yrs old! & windows 12 yrs old. Situated in a prime location, this home is just steps away from Van Cortlandt Park, close to reputable schools, and a variety of shopping and dining options. Commuting is a breeze with easy access to major highways and public transit just steps away, connecting you to Manhattan, Westchester, and beyond. This home is a rare find and offers a unique opportunity for homeownership with extended family in one of the Bronx's most sought-after neighborhoods. Additional Information: Amenities: Storage, ParkingFeatures: 1 Car Attached, InteriorFeatures: Built-in Features,
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,999 | $799,999 | $799,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $693 | $693 | $693 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,542 | $4,991 | $6,697 |
Total Monthly Payment | $5,327 | $5,776 | $7,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.