232 2nd STREET, Geneva, FL, 32732 | $324,900

Under contract-accepting backup offers. **Seller is offering a $5, 000 concession toward buyer's closing costs!** This 1913-built, 3 bed/2 bath Florida bungalow is a true living legend! Charming curb appeal, landmark location on the parade route and atop the Geneva Bubble offering pure well-drawn water from this renowned aquifer. Picture yourself stepping onto the large front screened room and decompressing on a wide porch swing under a breezy ceiling fan. Step through the original front door revealing the original hardwood floors, wide 10-inch baseboards, and elegant, custom trim, high ceilings, decorative niches, and period wood window frames with original glass. A fully remodeled kitchen boast stainless steel Gold Series Whirlpool appliances and solid maple cabinets. But it's the 24x18 sun-drenched great room that really makes this house unforgettable. The historic home, surrounded by towering oaks, sits on an half-acre lot featuring two decks, a fire pit, a storage shed and raised garden beds ready for your personal touch.
For added security and peace of mind, the house is protected by a whole-house generator, Ring security system, and a transferrable termite bond.
Upgrades include: Roof (2017) anchored by 30-year architectural shingles; Septic Tank (2013); Water Heater (2011); NEW Google Nest thermostat; Main & Sub Electrical Panels (2011); Water Softener (2011); R-30 Attic Insulation (2011); A/C (2009), updated plumbing, NEW Dishwasher, NEW Dryer & Well and Septic Maintenance (2023 and 2021). With quick access to Oviedo and Sanford, it's the best of both worlds — a small town vibe with big city amenities. This is a truly a rare find, and you will surely LOVE to call this place your home!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 150 x 129
  • Laundry: Inside, Laundry Room
  • Style: Bungalow, Florida
  • Year Built: 1913
  • Garage: Driveway
  • Heating: Central, Electric, Propane
  • Cooling: Central Air
  • Approx Sq. Feet: 1,550
  • Acreage: 0.44
  • Lot Size: 150 x 129
  • Est. Taxes: $3,887
  • Elem. School: Geneva Elementary
  • Middle School: Chiles Middle
  • High School: Oviedo High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: O6220512
  • Days on Market: 47 days
  • Website: https://www.raveis.com
    /prop/O6220512/2322ndstreet_geneva_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/4/2024 11:09:34 PM)
Listing courtesy of INNOVATIVE REALTY, LLC   Phone: 407-772-5555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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232 2nd STREET, Geneva, FL, 32732

$324,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $259,920 $259,920 $259,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.490% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.654% 5.752%
Monthly Tax Payment $324 $324 $324
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,643 $1,641 $2,122
Total Monthly Payment $2,042 $2,040 $2,521

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.