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6420 4th Palm POINT, St Pete Beach, FL, 33706 | $2,370,000
Under contract-accepting backup offers. ASSUMABLE LOAN AT 3. 4%!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! A Dream Come True. . . . Welcome to your perfect waterfront Oasis in a resort-style
backyard with newly renovated chill lounging areas and a saltwater pool/spa. Your private dock and boat lift are steps away, so you can enjoy endless sunsets, dolphin play, manatees, and countless other island experiences—an absolute dream come true. Step inside to discover a comfortable sanctuary. The heart of the home is the kitchen, updated in 2023 with new granite countertops, a waterfall island that seats 6, and all - new stainless-steel appliances. This modern yet inviting space is perfect for both casual family meals and entertaining guests. The oversized living room features tray ceilings and a wall of sliding doors to allow nature inside!! With no carpet throughout, cleaning is easy, and the modern tile floors add warmth to the space. The bathrooms, updated in 2024, offer a touch of luxury, while the four spacious bedrooms provide plenty of space for everyone to unwind. Executive touches like custom plantation blinds, beautiful barn doors, and custom huge master walk-in closets add an elite status to this amazing property. A key feature of this property is the mother-in-law suite with a modern kitchenette, its own entrance, and a driveway for parking. The flow of this all-one-level home, with patio doors
across the entire backyard, makes it an entertainment dream for friends and family. Outside, the large, covered patio is ideal for enjoying the outdoors, rain or shine. Enjoy your morning coffee or tea in your beautiful, enclosed courtyard with new French Doors that open from the kitchen. These indoor /outdoor transition spaces make this already large well-appointed home feel even more spacious. We could not complete the description of this world-class property without showcasing St Pete Beach's #1-rated white powder beaches and intercoastal waterways. Ranked as a top beach destination GLOBALLY, this home is in the heart of the island, just blocks from the beaches, excellent bars, and restaurants. Come relax, embrace, and enjoy the good life! ASSUMABLE LOAN IS FOR $735, 000 AT 3. 4%. - SELLER WILL ALSO ENTERTAIN OWNER FINANCE WITH 1. 5M DOWN - 2. 5% POINTS - 10% INTEREST - 3-5 YEAR BALLOON. BRING ALL OFFERS TODAY!!!
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 75 x 115
- Laundry: In Garage
- Style: Florida
- Year Built: 1973
- Garage: 2-car
- Heating: Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,933
- Acreage: 0.21
- Lot Size: 75 x 115
- Est. Taxes: $12,993
- Lot Desc: Cul-De-Sac, FloodZone
- Pool: Heated, Lighting, Pool Sweep, Salt Water
- Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Range Hood, Refrigerator, Washer, Water Softener, Wine Refrigerator
- MLS#: U8238488
- Days on Market: 124 days
- Website: https://www.raveis.com
/eprop/U8238488/64204thpalmpoint_stpetebeach_fl?source=qrflyer
Listing courtesy of RE/MAX Metro Phone: 727-896-1800
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
6420 4th Palm POINT, St Pete Beach, FL, 33706
$2,370,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,896,000 | $1,896,000 | $1,896,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.443% | 6.258% | 6.201% |
| Monthly Tax Payment | $1,083 | $1,083 | $1,083 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $11,520 | $11,520 | $16,000 |
| Total Monthly Payment | $12,728 | $12,728 | $17,208 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388