Charming Manchester Cape with Versatile Living Options! Discover the perfect blend of comfort and flexibility in this delightful 2-bedroom, 2-bath Cape home, located in a quiet Manchester neighborhood. This property offers a unique opportunity with a separate 2-bedroom apartment, making it ideal for various living arrangements. The main Cape-style home features 2 spacious bedrooms, 2 baths, a bright sunroom, and inviting decks perfect for enjoying the serene surroundings. The attached 2-bedroom apartment offers additional living space, ideal for rental income, extended family, or guests. Live in the main house and rent out the apartment, or easily combine both units via connecting doors to create a spacious 4-bedroom, 3-bath home, perfect for larger families or large groups. The large yard provides ample space for outdoor activities, gardening, and relaxation. A detached garage offers convenient parking and extra storage space. Enjoy the peace of a quiet neighborhood while being close to all area amenities, including schools, shopping, dining, and parks. This versatile property is a rare find, offering endless possibilities to suit your lifestyle. Whether you're looking for a home with income potential or a spacious residence for a growing family, this Manchester Cape is the perfect choice. Showings begin Sunday, August 11th at 11: 00 am.
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$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $579 | $579 | $579 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,649 | $2,649 | $3,446 |
Total Monthly Payment | $3,320 | $3,320 | $4,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.