Price adjustment. Plus, seller to pay 4th Quarter HOA dues payable Oct. 1, 2024 with accepted contract!! *Beautiful, gated, resort-style living in the heart of Sarasota at Esplanade by Siesta Key *Location, location, location! *Premium, waterfront lot with spectacular views of the lake at its broadest point *Enjoy phenomenal sunsets, and frequent visits by spoonbills, herons, egrets, etc. every day *Open, spacious villa with 2BD, 2BA, plus den *Thousands in upgrades and additions *Custom window treatments, crown moldings, tray ceilings, and recessed lights throughout *Quartz counters in kitchen and baths *Stylish wood-look ceramic tile in every room, except carpet in two bedrooms. *All new hurricane windows, '16. plus hurricane curtain for lanai *Great room is open to lanai with custom vertical sheer shades on the tinted, sliding, glass doors and with beautiful views of the lake *Sophisticated kitchen with white solid wood cabinetry, stainless steel appliances, natural gas cooking range, and raised counter bar facing great room. Stunning, new, area rug included. *Primary bedroom with new carpet, ’23, ensuite bath, full shower and bench, dual sinks, make-up vanity and shelves, walk-in closet. *2nd Bedroom with walk-in closet and private access door to second bath. *Den/office includes mirrored Murphy bed for extra guests with tall cabinets on each side. *Orchids and tropical plants will flourish on the extended, screened lanai, which includes some furniture and manual pull-down sun shades. *Hurricane screens on lanai and side door, ’16 *Inside laundry room with LG washer/dryer, ’20, sink, and convenient storage. *Large 18’ X 22’ garage with heat barrier on overhead door *Original hurricane shutters stored here *Many shelving units included *Just down the street is the fabulous EBSK Amenity Center with beautiful, walk-in lagoon-style pool, spa, pickleball court, Har-Tru tennis court, fire pit area, gazebo, etc. The stylish clubhouse has a full kitchen, social room, pool table, fitness center, etc. , for your daily use and social events. On-site manager and many planned social events *There is also a Paw Park for your pets *Minutes to Siesta Key and its famous #1 beach *Close to Gulf Gate shops, restaurants, bistros, and bus lines *Approximately 20 minutes will get you anywhere you want to go--downtown Sarasota, St. Armand's Circle, the barrier islands, Lido Beach, the SRQ airport, etc. Or, go south on 41 to waterfront restaurants and beaches of Venice *Only a short drive to I-75 and destinations beyond* Note that villa is NOT in a flood zone, and had NO damage from tropical storm Debbie *Come today to see this rarely available and lovely villa in EBSK!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,920 | $591,920 | $591,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.429% | 6.149% | 5.152% |
Monthly Tax Payment | $349 | $349 | $349 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,549 | $3,545 | $4,642 |
Total Monthly Payment | $3,989 | $3,985 | $5,082 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.