Welcome to this charming 2 bedroom, 1 bath ranch with an enclosed front porch and detached garage nestled on a spacious property featuring: hardwood floors, comfortable living room, and eat-in kitchen with some updates. Other enchanting flourishes include unique entryways, ceiling moldings, hot hat lighting, rounded tub enclosure, and even an ironing board tucked away in the kitchen wall. The enclosed front porch is perfect for enjoying morning coffee or relaxing evenings. The rear composite covered deck with gas firepit is ideal for outdoor dining and entertaining. The full basement offering ample storage space and the walk-up attic (which could easily be finished) offers additional storage or potential for expansion. The detached garage offers a convenient parking and storage solution. The large property gives you plenty of room for gardening, pool and outdoor activities. Located in an often requested neighborhood, this home combines classic charm with modern conveniences. LOW taxes and eligible for STAR!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $574 | $574 | $574 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,309 | $3,003 |
Total Monthly Payment | $3,020 | $2,958 | $3,652 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.