12133 Grand Oak LANE, Oxford, FL, 34484 | $169,999

Enjoy the SIMPLE LIFE…in your NEW HOME! Look no further…dreams do come true! Simple Life community fosters a sense of calmness and relaxation, inviting its residents to embrace a simpler, more serene way of living. These space-efficient, uniquely designed “Cottage Style” homes, will amaze you! This is a wonderful opportunity for those who are still working or retired. Even though you don’t own the ground under your feet, you have all the transferable rights through a recorded survey showing your entitled access to all common areas and amenities, as well as the property your home is built on for the perpetual term of your 99-year lease! While this is not a condo it has some of the same advantages that enable you to lower costs through common use rights, but unlike a condo, there are never any assessments which means the maintenance and or replacement of the roads, lighting, and all amenities are covered by the developer. NO ADDITIONAL ASSESSMENTS IN THE COMMUNITY! NO CDD FEES! You have an affordable community activity & management operation fee, plus a monthly lot fee, giving you incredible benefits that include…security gates, streetlights, and much more! Plus, private roads and amenity maintenance are all included. You can enjoy a sophisticated clubhouse, fitness room, a swimming pool as well as walking trails, grills, fire pits, a community garden, a dog park, a pickleball court, and even future bocce courts! Your exclusive access to these private amenities also comes with organized activities including yoga and fitness classes with dedicated staff at your service! DEVELOPER OFFERING BUYER INCENTIVES TO PURCHASE to include options of discount for cash, buy down on mortgage rates, closing cost assistance, and furniture for your new home!! ADROABLE AND AFFORDABLE Madeira Model! You will find everything you need here in this spacious home that features large front porch leading you into a spacious kitchen/living/dining combo. Kitchen with bar island with built in sink and dishwasher. Oversized bathroom with glass walk in shower and primary suite with dual walk in closets. Hang your hat here. . . enjoy the SIMPLE LIFE!

Features

  • Amenities: Clubhouse, Gated, Park, Pickleball Court(s), Pool, Spa/Hot Tub
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Inside, Laundry Closet
  • Year Built: 2022
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 725
  • Acreage: 0.06
  • Est. Taxes: $2,315
  • Pet Policy: Breed Restrictions, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: G5076139
  • Days on Market: 324 days
  • Website: https://www.raveis.com
    /prop/G5076139/12133grandoaklane_oxford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/9/2024 9:47:07 PM)
Listing courtesy of MORRIS REALTY AND INVESTMENTS   Phone: 352-435-4663

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12133 Grand Oak LANE, Oxford, FL, 34484

$169,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $135,999 $135,999 $135,999
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $193 $193 $193
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $905 $893 $1,147
Total Monthly Payment $1,173 $1,161 $1,415

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.