Welcome home to Focus Homes' 1867 home design! Enter the cozy foyer from the modest front porch. This wide open floor plan delivers endless possibilities with a spacious great room that seamlessly transitions into the dining space and kitchen. It features four bedrooms, including a separate owner's suite, and two bathrooms. The owner's suite has a large walk-in closet, and is located at the back of the house. With 1, 867 finished square feet, this attractive floor plan is perfect for a large or growing family. There is plenty of space for everyone. The large kitchen includes a large island that's great for preparing meals and entertaining. The kitchen leads to a patio area to extend your living space outdoors. The laundry room is conveniently located next to the other three bedrooms, which are positioned at the front of the house. The 1867 from Focus Homes has a 2-car garage that is the perfect size for two cars, or one car and a workbench / storage area
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $20 | $20 | $20 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,506 | $1,506 | $1,993 |
Total Monthly Payment | $1,601 | $1,601 | $2,088 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.