Wonderful surprises greet you as you enter the driveway of this exceptional Portsmouth home. Set off the road you'll arrive at the nicely landscaped yard and oversized 2 car garage with attached heated workshop (optional 3rd garage) and full storage space above. The 5BR layout offers the flexibility of home office(s) or guest space on the 3rd floor, while the first two floors are well situated for day-to-day living. The back porch entry opens into a mudroom with radiant tile flooring. The formal dining room includes a period fireplace with iron insert & original tile surround, large windows encase the bay window allowing the southern sun to stream in. Original hardwood floors and natural wood trim add warmth throughout the main spaces. The bright chef's kitchen includes many built-in pantry options, a 6 burner Bertazzoni gas range, raised ceilings with inset lighting, and an eat-at peninsula. The 2nd floor has 3 bedrooms, laundry & 2 full baths, including an en suite bath off the primary bedroom with radiant floors, two closets, and walk-in shower. Updated heat, central air, and high capacity hot water heater in the basement. The fenced yard behind garage offers great space for kids & pets to find adventures outdoors. Tree lined sidewalks take you a short walk to the lively downtown, seacoast parks, and public amenities. This is truly a home to make memories happen.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,516,000 | $1,516,000 | $1,516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,420 | $1,420 | $1,420 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,727 | $9,582 | $12,793 |
Total Monthly Payment | $10,272 | $11,127 | $14,338 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.