PRICE IMPROVEMENT! Ranch Style home, but so much more! This beautifully updated 4+ bedroom home in the quiet and highly sought-after South Range neighborhood. The property backs onto a town-owned wooded lot, providing a serene and private setting. The kitchen features newer appliances and quartz countertops, while the full bath includes an oversized jetted tub. Central A/C ensures you stay cool during the summer, and the separately heated garage allows for comfortable working conditions throughout the winter. The dining room boasts a lovely cathedral ceiling and access to the deck for additional outdoor dining & entertaining options. The attractively updated walkout basement/accessory apartment (THINK in-law, adult children, or epic movie night sleepovers!), includes a full kitchen, a 3/4 bath, a living/rec room, two bedrooms, and a bonus room. There is also additional enclosed storage space under the back deck. QUICK CLOSE POSSIBLE.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $693 | $693 | $693 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,669 | $2,669 | $3,471 |
Total Monthly Payment | $3,454 | $3,454 | $4,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.