Under contract-accepting backup offers. $45K PRICE REDUCTION! Back on the market at no fault of the sellers, the prior contract fell through due to buyer circumstances. ~ MOVE-IN-READY AND NO REAR NEIGHBORS! Prepare to be impressed when you enter this meticulously maintained 3 bedroom, 2 bath, 2 car garage home located in the highly sought-after gated community of Windsor Place at River Ridge! Just inside the front door, you’ll be greeted by the high ceilings, an oversized living room space, and updated floors throughout! The spacious kitchen will inspire your inner chef with its matching stainless-steel appliances, ample cabinet space including a wine rack, Corian countertops, a new single basin stainless steel sink, and eat-in space at the breakfast bar with updated pendant lighting. Retreat into the master bedroom, located on the rear of the home, where there is ample space for a king-sized bed and an en-suite bathroom complete with both a shower and garden tub, a water closet, a walk-in closet, and his-and-hers sinks. Head out back through the sliding glass door and you’ll find a fully-fenced in and beautifully landscaped backyard, designed with pavers and outdoor furniture (outdoor furniture included!) which overlooks peaceful, preservation views with wildlife! The rear covered patio is fully screened in, with new screens (2023), and comes equipped with a tv cable hook up. You’ll enjoy the back patio both morning and night, so bring your coffee or wine, and make this house your home!
Other features of this home include an indoor laundry room with built-in sink, NEW ROOF May 2024, new water heater (2023), a recent guest bathroom remodel, new exterior and interior paint (2023), an irrigation system, updated gutters (2022), new front walkway (2023), water softener (2 y. o. ), lighted ceiling fans throughout, ledge lighting, a garage door opener, vertical blinds throughout, and all flooring updated within the last two years. SMART features of this home include a Ring Doorbell, a self-managed camera system, Alexa smart switches throughout (11 total), and a Bosch Wifi capable thermostat.
Windsor Place is a private, gated community with a community pool, front and rear gates, and beautifully maintained landscaping. This home is conveniently located close to River Ridge High and River Ridge Middle schools, Publix, Starkey Wilderness Park, Restaurants, Pasco-Hernando State College, the newer Ridge road extension which connects to SR-589 for an easy commute, and more! Low monthly HOA and no CDD! This home is ready for you to make it YOURS! Room sizes are approximate, Buyer to verify
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $148 | $148 | $148 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,862 | $1,860 | $2,400 |
Total Monthly Payment | $2,085 | $2,083 | $2,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.