***Don’t miss out on this great opportunity, with a new EXCITING PRICE***This single-family home in the sought out area of Palm Harbor provides just under 2, 700 sq feet of living space and is ready for it's new owner. No flood insurance needed here in this non-flood zone. The split floor plan has more than enough space and is sure to please. As you enter the solid wood entry door with decorative stained glass panels through the foyer to your left you will find the primary bedroom with ensuite bathroom. The living room and formal dining area are light and bright with sliders out to the enclosed screened-in saltwater pool. The oversized kitchen with solid wood cabinets offers has plenty of storage space for all of your cooking needs. Additional eating area and family room are accessible to the kitchen with vaulted ceilings and skylight for extra daylight. The wet bar, full brick wall fireplace and built-in shelving add to the charm of this home. To the right of the kitchen, you will find your interior laundry room with full size washer and dryer. Two bedrooms to the right have access to the front bathroom. In the rear of the home you will find the 4th bedroom across from the 3rd bathroom which can also be accessed from the pool area. Fully fenced in yard is ready for your pets. (Roof is newer from 2023) (Newer Impact Windows 2018) (AC 2017) (Newer Flexcon Reverse Osmosis Water System) Home is zoned for Palm Harbor University. Minutes from downtown Palm Harbor with restaurants and shops. 15 minutes from Honeymoon Island in Dunedin. 30 minutes to Tampa International Airport. 10 Minutes to the famous Tarpon Springs Sponge Docks. Book your appointment today.
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Our Executive Mortgage Banker:
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$630,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $504,000 | $504,000 | $504,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $326 | $326 | $326 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,353 | $3,350 | $4,250 |
Total Monthly Payment | $3,771 | $3,768 | $4,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.