SELLER TO PAY 1st 4 MONTHS OF BUYERS HOA DUES PLUS PICK YOUR COLOR, SELLER TO HAVE THE INTERIOR PAINTED PRIOR TO CLOSING!! Rare opportunity to own a beautiful, end-unit condo with a WATER VIEW in the desirable Glen Abbey Swallows Golf community in DeBary! This immaculate 3 bedroom, 2 bath home has so much to offer with loads of natural light and high ceilings! A picture-perfect pond view from the back porch offers peaceful scenes that inspire serenity and relaxation! All bedrooms are spacious and the primary suite features a walk-in closet with an en-suite bathroom. Hardwood floors and tile throughout (NO CARPET!). Upgrades include a NEW HVAC system (2024), a NEWER ROOF, and fresh EXTERIOR PAINT. The roof & exterior paint are both covered by the HOA! The Swallows is in a perfect LOCATION, conveniently located minutes to the St Johns River, Sun Rail Station, near shopping, dining, and entertainment options, as well as 30 mins to beach. Schedule your private tour today. This home may be under audio and visual surveillance.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $222,000 | $222,000 | $222,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $64 | $64 | $64 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,477 | $1,475 | $1,903 |
Total Monthly Payment | $1,616 | $1,614 | $2,042 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.