209 28th STREET W, Palmetto, FL, 34221 | $284,998

HUGE PRICE ADJUSTMENT *** GRAB THIS ONE BEFORE IT'S GONE *** NEW ROOF 2023 *** NEW A/C 2022 *** NO CDD *** COMMUNITY POOL *** LOW HOA *** SMALL COMMUNITY ONLY ONE STREET *** ALL KITCHEN APPLIANCES INCLUDED *** WASH AND DRYER INCLUDED *** ADDED SCREENED CAGE TO 25' X 8' LANAI *** CAN BE RENTED OUT FOR A 3 MONTH MIN UP TO 4 TIMES A YEAR - NO WAITING PERIOD *** Move in Ready 2 bedroom, 2 bathroom, 1 car attached garage villa offered at a great price, in a great location! Located on a Cul-De-Sac. Private side entry leads to this unit that features cathedral ceilings, a split floor plan, dining/living room combo and an inside utility room with washer and dryer included.
The living room is light and bright and has cathedral ceilings, tile flooring, a ceiling fan and double sliders that lead to the
screened enclosed lanai. Dining area has bay windows. The spacious kitchen has Corian counters, stainless steel appliances, pantry, tile flooring and a breakfast bar that could seat 6 and opens up to the great room. Master bedroom en-suite has brand new carpeting and pad, a regular closet and ceiling fans included. The master bath has a walk-in shower, single sink and linen closet. The guest bedroom has a regular closet, brand new carpeting and a ceiling fan. The guest bathroom has a single sink and shower/tub combination. The extended, screened enclosed lanai spans the length of the home, great for entertaining! The home has just been freshly painted inside. Villas at Oak Bend has low homeowner's fees and offers maintenance free grounds and a community swimming pool with cabana. Pet friendly community. Easy access to I-75 to St Petersburg, Tampa, Bradenton and Sarasota, parks and beaches.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2005
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,243
  • Acreage: 0.08
  • Est. Taxes: $229
  • HOA Fee: $244 Monthly
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: T3545096
  • Days on Market: 87 days
  • Website: https://www.raveis.com
    /prop/T3545096/20928thstreetw_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/16/2024 3:17:10 PM)
Listing courtesy of HOMEXPRESS REALTY, INC.   Phone: 813-641-2500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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209 28th STREET W, Palmetto, FL, 34221

$284,998

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $227,998 $227,998 $227,998
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.582% 7.159% 6.518%
Monthly Tax Payment $19 $19 $19
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,555 $1,515 $1,955
Total Monthly Payment $1,649 $1,609 $2,049

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.