INVESTORS!!! This charming home offers brick construction on a crawl space that has three bedrooms and two full bathrooms. The property has had a recent renovation that includes improvements and upgrades such as NEW vinyl windows, a NEW roof, a NEW concrete driveway with sidewalk, NEW fresh paint, and NEW luxury laminate flooring throughout. The primary bedroom has its own private full bathroom with a toilet, single sink vanity, and shower and the two guest bedrooms share a full bathroom with a double sink vanity, toilet, and tub/shower combination. From the covered front porch, access the main entry of the home into a spacious living room with a ceiling fan and brick fireplace with gas logs. There is also a flex room adjacent to the living room that can be used as a dining room, or as a playroom, craft room, or homeschool classroom - this room can easily accommodate the unique wants and needs of the owner or resident. The kitchen features white cabinetry with black hardware - a stylish and popular design choice that will appeal to many. There is tons of storage in the kitchen along with new countertops, and stainless steel appliances including an electric range/oven and dishwasher. The laundry room is conveniently located right by the kitchen. Near the laundry room and the kitchen, there is a back hallway with an exterior door that comes in from the newly paved sidewalk connected to the driveway making off-loading groceries and shopping items a breeze. If working from home is important, one of the guest bedrooms also has an exterior door that comes straight in from the driveway making it an ideal access point for clients to privately enter and not disrupt the main home living environment. The layout is well thought through, it is all on one level and offers many options. This home is located near shopping & services for everyday living and is just about a mile from the downtown Main Street area of historic Honea Path where local hot spots can be found and enjoyed such as the Carnegie Library, The Hive Smoothie and Juice Bar, and The Watkins Community Center. There is also a 1. 4 acre lot being sold separately by the same seller that is directly next to this property that can be purchased to increase privacy, expand yard space, or leverage for other uses.
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$165,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $132,000 | $132,000 | $132,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $878 | $877 | $1,113 |
Total Monthly Payment | $1,123 | $1,122 | $1,358 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.