4 ACRES UNRESTRICTED. This gently rolling acreage offers a blend of residential comfort and business potential, an ideal choice for those seeking a unique living and working environment. MAIN HOME is styled as a cozy cottage featuring a sunroom bathed in natural light with ample windows that create a perfect haven for plant lovers. The primary bedroom is fantastic with three closets and a beautiful bathroom with a huge shower. In the heart of the home is the kitchen, with work island and large pantry making meal preparation a delight. A walk-in laundry/mud room has an outside entrance for convenience that opens onto the carport which extends across the back of the home. ADDITIONAL LIVING SPACE with apartment/recreation facility is adjacent to the main house. There are two bathrooms and two kitchen areas in this building. This space could serve as rental unit, guest house, fantastic recreation/media area or spacious office. THE WORK BUILDING: If you have an entrepreneurial spirit or hobbies that require space, the 30 x 60 building is equipped with a roll up door and two single entrances, offering ample room for projects, storage, workshop or business. OUTDOOR AMENITIES: The acreage has room for a pasture, a horse, and a new barn. 330 feet of road frontage plus stone columns and railings add to the curb appeal and accessibility, enhancing potential as an income producing asset. WHETHER you're looking to enjoy a peaceful rural lifestyle or capitalize on the commercial potential, this property offers endless opportunities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$674,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $539,920 | $539,920 | $539,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,281 | $3,281 | $4,267 |
Total Monthly Payment | $3,705 | $3,705 | $4,691 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.